12 Net Fee and Commission Income

	2,022		2,021
	AED’000		AED’000
Fee and commission income from
Credit cards related fees	6,896		8,859
Corporate finance fees	10,465		9,617
Letters of credit and letters of guarantees	4,192		6,068
Other commission income	9,526		4,707
	————————		————————
	31,079		29,251
	————————		————————
Fee expense on
Credit cards and others	(12,635)		(13,388)
Other fee expense	(133)		–
	————————		————————
	(12,768)		(13,388)
	————————		————————
Net fee and commission income	18,311		15,863
	=============		=============