11 Net fee and commission income

	2024		2023
	AED’000		AED’000
Fee and commission income from
Credit cards related fees	3,359		5,056
Corporate finance fees	6,228		8,182
Letters of credit and letters of guarantees	2,556	4	2,745
Other commission income	18,514		13,002
	30,657		28,985
Fee and commission expense on
Credit cards and others	(11,225)		(8,322)
Other fee expense	(3,025)		(2,714)
	(14,250)		(11,036)
Net fee and commission income	16,407		17,949