CHAIRMAN’S STATEMENT

Risk Management

At Finance House, risk management is embedded in the fabric of our operations. It’s a continuous process of identification, measurement, and monitoring – governed by clearly defined risk limits and reinforced by strong internal controls.

We take a proactive stance – holding regular, in-depth reviews of our exposure across credit, market, operational, and regulatory dimensions. This allows us to stay ahead of emerging threats while adapting swiftly to shifts in the economic and regulatory landscape.

Our framework is strengthened by a robust internal audit function, a resilient compliance ecosystem, and a culture of accountability across all levels of the organization. Together, they form the guardrails that ensure we manage risk not just prudently, but intelligently.